Welcome to Sherlock Home Inspection Service, your trusted partner in safeguarding your home against the formidable forces of Mother Nature. Hurricanes and powerful winds are no strangers to this region, and preparing your home for these natural challenges is not just wise; it's a necessity. I will guide you through the world of Wind Mitigation Surveys, shedding light on why they matter and how they can benefit you and your home.
Living in our area, hurricanes and strong winds are an unfortunate reality. These storms have the potential to cause significant damage, from shattering windows to ripping off roofs. It's unsettling to think about the destructive power of these winds, but it's also essential to be prepared.
A Wind Mitigation Survey is a specialized inspection that focuses on identifying features in your home that enhance its resilience against hurricane-force winds. These are not your typical gusts of wind; we're talking about the kind of winds that can uproot trees and send debris flying. Sherlock Home Inspection Service can examine various aspects of your home, from the roof down to the windows, searching for construction elements that can reduce the risk of damage during severe weather events. Our survey provides information to the insurance carrier that might invoke state-mandated discounts to the homeowner’s policy.
I assess the shape of your roof, as certain shapes are better at deflecting wind than others. For instance, a hip roof with slopes on all four sides offers better resistance than a gable roof, which only has slopes on two sides. Roof coverings to are assessed to ensure they are designed to prevent water intrusion. Roof decks and roof-to-wall connections are also examined to determine how securely the roof is anchored to the walls. Windows and doors are not overlooked either. I check whether they are impact-resistant or protected by storm shutters. Garage doors, often overlooked, are also examined, as they can be vulnerable points where wind can enter and cause damage.
One of the primary benefits of obtaining a Wind Mitigation Survey (WMS) is the potential for substantial insurance premium discounts. After submitting the completed WMS form to your insurance provider, your agent will inform you of any discounts you may qualify for. For example, one client with a newly-constructed multimillion-dollar beachfront home saw their policy cut in half. These potential savings often make the cost of the survey a highly worthwhile investment.
I take pride in being a trusted name in Louisiana for Wind Mitigation Surveys, and in Lafayette for WMS and a range of other home inspection services. From the moment you contact me to the final delivery of your report, I am with you every step of the way, addressing your concerns and providing expert guidance.
So, whether you're looking to fortify your home against the challenges that come with living in a hurricane-prone area or if you simply want to capitalize on potential insurance discounts, Sherlock Home Inspection Service is here to assist you. With me, you don't just get a service; you get a partner in your journey to make your home a safer place.
I look forward to serving you with the utmost professionalism and expertise. For more information or to schedule a survey, please don't hesitate to contact me. Your safety is my priority, and I strive to provide you with peace of mind in a world that can sometimes be anything but peaceful.
Frequently Asked Wind Mitigation Survey Questions
Q1: How Long Does a Wind Mitigation Survey Typically Take to Complete?
A1: A Wind Mitigation Survey's duration can vary depending on the size and complexity of your home, but generally, I can complete the survey in 45 minutes to 2 hours. Unlike a general home inspection that scrutinizes every nook and cranny, I focus on the questions on the Wind Mitigation Survey form. I use this time to document and assess each feature, ensuring that nothing is overlooked. It's crucial for me to be thorough because the potential for insurance discounts depend on the accuracy of my findings.
Q2: What Should I Do to Prepare My Home for a Wind Mitigation Survey?
A2: Preparing your home for a Wind Mitigation Survey doesn't require any heavy lifting, but a little preparation can go a long way in ensuring the process goes smoothly. First, if you have any documentation related to past upgrades or construction details aimed at improving the wind resistance of your home, have those ready for me. This can include receipts, permits, or certificates.
Q3: Can I Trust the Survey Results for Future Storm Seasons, or Should It Be Done Annually?
A3: The results of the Wind Mitigation Survey have no expiration date. So, the results of your survey should hold up for several years, assuming no significant alterations or damage to your home. However, if you undertake major renovations or if your home sustains damage in a storm, it would be prudent to schedule a new survey. Similarly, if building codes change or new, more effective wind-resistant technologies become available, you may want to consider updating your survey to ensure you're benefiting from the latest advancements in home safety. In any case, it's a good practice to consult with your insurance provider to understand how frequently they recommend updating your wind mitigation documentation.
For any more questions or to schedule a survey, please don't hesitate to contact me at Sherlock Home Inspection Service. Your safety is my utmost priority, and I'm here to make sure your home is as prepared as it can be for whatever Mother Nature decides to throw your way.